What is Credit Repair
Credit Repair is removing inaccurate and unverifiable information from your credit report. The Fair Credit Reporting Act gives clients the ability to dispute these inaccuracies with the credit bureaus and creditors. Nationwide Credit Experts uses our 15+ years of experience to audit, investigate, and dispute items you believe are inaccurate and unverifiable on your credit report.
The initial audit of derogatory items consists of reviewing the data provided to make sure the items are reporting accurately according the FCRA. There are several areas that are reviewed during this process. We audit your report to find inaccuracies that may seem insignificant, but they actually have a huge impact on your credit scores.
Your Custom 17 Page Audit will address the accounts we believe should be disputed. It will also offer helpful information about your credit report, credit scores, and steps you can take to start improving your credit. This Audit is provided for every Credit Repair client, providing a road map for us and for you to understand the process, as well as what needs to be done to improve your credit report.
After the Audit has been completed we file disputes with the credit bureaus and creditors on your behalf pointing out the inaccuracies reporting, as well as investigating the source of the inaccuracies. The investigation process requires creditors to provide documentation proving that the information being reported is, in fact, accurate. It also uncovers accounts that are unverifiable (no proof or documentation) that need to be removed from your report.
If any inaccurate and unverifiable accounts have not been deleted from your credit report during the investigation process, we leverage the violations to get the accounts removed. In some extreme situations, if the credit bureaus and creditors are unwilling to cooperate, we file complaints with the CFPB or refer you to an Attorney who specializes in consumer protection.
Credit Repair Results
As mentioned before, Credit Repair is removing inaccurate and unverifiable information on your credit report. We pride ourselves in helping our clients get some of the best results in removing these inaccuracies.
On average 67% of the accounts disputed are corrected or deleted after just 4 to 6 months!
*Every credit report and situation is different and results may vary.
The Risk Free Guarantee
You work hard for your money and we understand that. With Nationwide, you do not have be concerned with spending money and not getting results. We know our services can do wonders for your credit. We’re so confident of this that we offer you a Risk-Free guarantee.
Here’s how it works. At the end of 6 months of services, if we have not gotten enough items removed from your credit report to equal our Pay-Per-Deletion prices ($50 per item – per bureau) we will refund you the difference, no questions asked.
Ready to Get Your Credit Back on Track?
Request a FREE Consultation to get help removing inaccurate and unverifiable items from your credit report.