While an entire book could be written on this subject…the following 3 indicators should serve as a solid guide for you in selecting a professional credit repair organization.

1)  Professionalism.

Earlier in this guide several examples of professionalism were covered.  But for this key indicator the focus shifts to underlying factors that identify a professional CRO.

For example, when you are talking to a potential CRO, do they present themselves like a professional?  If you’re talking to them face to face…do they dress the part of a professional?

When they answer your questions, do they do so in a professional manner?  Do they address you with respect?  Do you get the feeling they truly want to help you (a good thing), or do they give the impression they are reaching for your wallet (not a good thing)?

So, when you’re contacting a potential CRO, it’s good to get an overall feeling of how they conduct business.

2)  Knowledge.

Here’s where you get to interview the Credit Repair Organization (CRO) a little.

Ask the questions about your credit which are important to you…

…and sit back and listen to their answers (this is VERY important).

Look for complete, well-thought out responses to your questions, confidence from the CRO representative and specific details that give you a good “gut feel” they know what they are talking about.

Keep in mind however, that CRO reps are not attorneys, so don’t expect them to know the law inside and out…

…but DO expect them to have a basic knowledge of the current state of affairs with credit laws and regulations (current means they should be aware of changes in their profession).

3)  Prior results and testimonials.

Here you are going to research and verify the prior testimonials or client satisfaction the CRO provides.

Call references when you can, but if you can’t, use the Internet to make sure the testimonial “word for word” doesn’t appear on a number of websites by a number of CRO’s.

Also look for video testimonials…and here is a BIG one:

Check to see if the CRO will promise results for you.  They should not.

If they promise results, it’s an indicator they are overly enthusiastic about their business (which is possible) or they are eager to dip into your wallet.  Ask questions to determine which, and use your gut to determine whether or not to end the conversation.

To conclude, we’re going to provide you some resources to start…